There are lots of reasons consumers call on Jonathan Izumi Appraisal
Thousands of people in California buy, sell or refinance their home every year. A lot of these transactions have a simple line item for an appraisal.
And while there are an increasing number of automated home valuation processes that may appear more economical than an appraisal, most lenders still want a local expert because the stakes are very high.
You might assume that obtaining a mortgage is the only basis for getting an appraisal, but there are other situations when the services of a certified, independent real estate professional might be beneficial.
Secure appraisal ordering is easy from Jonathan Izumi Appraisal. Just click here
Let Jonathan Izumi Appraisal help you appeal your tax assessment in Los Angeles County
If you live in an area where property values have declined, it's possible you're paying too much in property taxes.
An appraisal from Jonathan Izumi Appraisal is your best evidence when building your case.
We're capable of assisting you in appealing your tax assessment.
PMI removal will lower your mortgage payment
Private Mortgage Insurance, or PMI, is an added insurance policy that almost all lenders ask buyers to purchase when the amount being loaned to the home owner is more than 80% of the actual value of the property.
This added payment is often folded into the monthly mortgage payment and is promptly forgotten.
This is unfavorable because PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% mark.
In fact, the United States Congress passed a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI installments when the loan-to-value ratio conditions have been met.
Jonathan Izumi Appraisal will provide you with a statement regarding the value of your home, and the expense of the appraisal can usually be regained in just a few months because you'll no longer be paying the PMI.
Settling a divorce with less stress with an appraisal from Jonathan Izumi Appraisal
A divorce can be a particularly daunting experience for both parties, and it is often further complicated by the difficult decision of who gets the home.
So both parties are completely aware of the true market value of their property, it's a good idea to order an appraisal from Jonathan Izumi Appraisal, regardless of the situation.
The parties will have a a good idea of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.
Fair and accurate estate liquidation
Losing a loved one is a painful time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the residential property involved.
We guarantee the highest degree of discretion, as we're bound with confidentiality by the ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP).
Most Americans don't have dedicated estate planners or executors to manage these issues, unlike many wealthy individuals.
And seeing that a home or other property often makes up a disproportionate share of the total estate value, understanding the absolute value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've gotten a fair deal.
Jonathan Izumi Appraisal can help you with relocating to or from Los Angeles County
We are familiar with the stress involved with an employee relocation.
That's why we take great care in setting up a convenient appointment time for the appraisal inspection.
We encourage relocating employees to provide remarks on the positive attributes of their property, as well as information regarding any new sales or listings in their area that they want considered during our intensive process.
Selling your home quickly at the right price
A professional appraisal can help you make a better educated decision when determining your asking price, whether you decide to sell your home on your own or use the assistance of a real estate agent.
An appraiser has no vested interest in what amount the house sells for, unlike real estate agents.
Our fees are based on our efforts to finish the appraisal report and not a percentage of the sales price.
We analyze the difference in value items like an extra bathroom or a kitchen remodel can make on a daily basis.
And we're experts in knowing how long properties stay on the market. So, getting a professional appraisal is a reliable way to decide what improvements will add value and what an applicable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.
